January Market Commentary

Another year seems to have flown by in the space of about five months. December, in particular, seemed to go past in a blur. It was, however, the month when some progress was (finally) made in the Brexit negotiations. It was also the month when Scotland used its tax-raising powers to increase income tax, when…

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What is Mifid II? What does it mean for investors?

If you’re an investor, it’s likely that you’ll have heard discussions or read reports around the arrival of Mifid II. It’s just as likely that you won’t have had much idea of what Mifid II is or how it might affect you and your investments. ‘Mifid’ is an acronym for the Markets in Financial Instruments…

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Five key financial changes for 2018

As with any new year, there are a number of financial changes coming up in 2018 which are likely to impact on your monthly budget and long-term saving goals. Let’s have a look at five of the most significant and what they’re likely to mean for you over the next twelve months. Automatic enrolment contributions…

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‘Winter sports’ doesn’t just have to mean skiing!

With winter in full swing, you might be thinking about how to make the most of the cold weather by donning your skis or your snowboard and heading for a winter sports break on the slopes. But instead of just going for the more obvious options, why not try something a bit different in the…

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Power of Attorney; the case for and against

Setting up a trusted family member or friend with a Lasting Power of Attorney (LPA) ensures that someone else is able to make important decisions for you when you’re no longer in a position to be able to make them for yourself. But this in itself is always going to be a key decision in…

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