Time in the market, not timing the markets

With markets around the world continuing to prove unpredictable as momentous financial and political events continue to unfold, it’s perhaps not a surprise that investors are increasingly concerned about when the ‘best time’ for them to invest might be. Many of these people will decide to hold off on making an investment, choosing to keep…

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February Market Commentary

The first month of 2018 was a good one for the major stock markets with, in some cases, spectacular gains that many investors would regard as more than adequate for a full year. But sitting alone on the naughty step was the UK: as we shall see below there was plenty of good news for…

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January Market Commentary

Another year seems to have flown by in the space of about five months. December, in particular, seemed to go past in a blur. It was, however, the month when some progress was (finally) made in the Brexit negotiations. It was also the month when Scotland used its tax-raising powers to increase income tax, when…

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What is Mifid II? What does it mean for investors?

If you’re an investor, it’s likely that you’ll have heard discussions or read reports around the arrival of Mifid II. It’s just as likely that you won’t have had much idea of what Mifid II is or how it might affect you and your investments. ‘Mifid’ is an acronym for the Markets in Financial Instruments…

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Five key financial changes for 2018

As with any new year, there are a number of financial changes coming up in 2018 which are likely to impact on your monthly budget and long-term saving goals. Let’s have a look at five of the most significant and what they’re likely to mean for you over the next twelve months. Automatic enrolment contributions…

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