One in seven widows are missing out on valuable tax breaks

New data reveals that thousands of widows are missing out on valuable tax breaks on money inherited from their late husbands or wives. In 2015, the government introduced a new rule that allows spouses to claim an extra ISA allowance. This allowance, known as an Additional Permitted Subscription allowance (APS allowance), is available to the…

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Pensions cold-calling is finally banned

From January 9 2019, the cold-calling of savers about anything to do with their pensions will become illegal. The new law doesn’t just cover phone calls. Any unsolicited emails or text messages about your pension will also be illegal. As it stands, not every cold-call you receive about your pension is a scam, though many…

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How can millennials get on the property ladder?

There’s been a lot of talk in the press recently about generational inequality, which has mostly been with good reason. Those currently in their twenties and thirties are earning far less than people the same age did 10 to 15 years ago. The 2008 recession has put the millennial cohort far behind in terms of…

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Are these the best Christmas markets?

Slade and Wizzard on loop in every high street shop, the arrival of the John Lewis advert and the weather turning decidedly nippy; yes, Christmas has definitely taken hold at this point. If you’re looking for a way to get yourself into the festive mood whilst picking up some presents for friends and family, visiting…

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Four ways to save at Christmas without being a Scrooge

With your Christmas preparations, starting soon is the key to saving money. If you leave your shopping to the last minute, not only do you have to face the 23rd December high street chaos, you’ll miss out on the excellent deals that many retailers offer early in the festive shopping season. It’s incredibly easy to…

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