Three pension changes in the Budget

There was scarcely a mention of the ‘P’ word in October’s Budget speech (believe us, we were listening closely for it!). Instead, Hammond used the Budget speech as an opportunity to unveil his ‘rabbit in the hat’ changes to income tax thresholds, an increase in NHS mental health funding and a ban on future PFI…

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Prevent your grown-up children derailing your retirement savings

The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood. Instead of being ‘empty nesters’, many parents discover that their offspring return to the family home straight after university (that is if…

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Pitfalls putting retirement at risk

Imagine the scene; you’ve spent your life living frugally, saving efficiently and investing wisely. You enter your well-earned retirement financially secure and excited for the years ahead. The future could pan out in one of two ways; the first could lead to continued security and the financial freedom to enjoy your retirement as planned; the…

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Pensions – the story so far

Six principles of investing

Many retirees have awaited eagerly for the opportunity to unlock their pension savings, but for some the promise of having greater choice over how they spend their retirement pots hasn’t quite lived up to expectation. Our latest editorial in Hertfordshire Life magazine looks at what’s been happening, the risks, and how to avoid making costly mistakes.

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