Can money really buy happiness?

Some people say money can’t buy you love. They also say it can’t buy you happiness. But what if it could? Thanks to extensive research into both human behaviour and psychology, we can come to understand the objects and experiences that contribute most to people’s happiness. We can also decipher how to get our hands…

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February Market Commentary

Introduction It might be appropriate to start in January 2021 by looking back at last year. At the start of January 2020, we were fairly sure what we would be writing about, which included the run-up to Brexit on the 31st and a gradual thawing of US/China relations with a long-awaited trade deal due to…

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No Jab, No Job? Will the Covid-19 Vaccination become compulsory?

Saga, the company that provides insurance and holidays for the over 50s, has just said that it will turn away any cruise passengers who have not been vaccinated against Covid-19 at least 14 days prior to departure. Since November, Australian airline Qantas has stated that passengers will need to prove they have had the vaccination…

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January Market Commentary

Introduction 2020 has been a year like no other, and yet – as we will see below – the majority of world stock markets have enjoyed a good year. It was also a good year for Joe Biden, who defeated Donald Trump in November’s Presidential election, and for supporters of Brexit. Finally, some 4½ years…

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Should I worry about ‘Buy Now, Pay Later’?

Buy now, pay later schemes are becoming increasingly popular as firms such as Klarna and ClearPay partner with large online retailers ASOS and JD Sports, as well as many others. According to Statista, the usage of the Klarna app more than doubled between March and July of 2020, hitting over 460.000 monthly active users in…

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